What Is a Surety Bond?

A surety bond is a type of bail bond where a third party—typically a licensed bail bond agent—guarantees to the court that the defendant will appear for all scheduled hearings. The bail bond agency works with a surety company to post the full bail amount on behalf of the defendant.

In return, the defendant (or a co-signer) pays the agency a non-refundable fee, usually 10% of the total bail amount. This is known as the premium.

How Does a Surety Bond Work?

Arrest & Bail Set: After arrest, the court sets a bail amount based on the charges, the defendant’s record, and flight risk.

Contact a Bail Bonds Agency: The defendant or a loved one reaches out to a licensed bail agent.

Agreement & Payment: A contract is signed, and the 10% premium is paid. Collateral may also be required.

Bond Posted: The bail bondsman posts the surety bond with the court.

Release: The defendant is released from jail under the condition they appear for all court dates.

What Happens If the Defendant Misses Court?

If the defendant fails to appear in court, the bail bond agency becomes responsible for the full bail amount. The agency may employ a recovery agent to locate the defendant. The co-signer may also face financial penalties or loss of collateral.

Benefits of a Surety Bond

• Affordable Alternative: Pay only a fraction of the total bail amount.
• Faster Release: Bail agents often secure release within hours.
• Legal Guidance: Agents help navigate the legal process.
• Available 24/7: Most bail bond agencies operate around the clock.

When Is a Surety Bond a Good Option?

Surety bonds are ideal when:

• The bail amount is too high to pay in cash
• The defendant has a co-signer willing to assume responsibility
• You need a fast, professional solution to avoid extended jail time

Need Help Posting a Surety Bond?

If you or a loved one needs to post bail and can’t afford the full amount, a surety bond might be the solution. Our experienced bail agents are available 24/7 to guide you through the process and get you or your loved one home quickly and safely.

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